What if it's not about the money? Okay, maybe it is. But so much of how we handle our finances is more about our attitude towards money than the technical aspects of managing it.
Does that mean we don't need financial education on topics from investing, credit cards, mortgages, budgets, banking, and the list could go on and on? No, of course we do. But we need to remember that many of us view money from different perspectives, especially when it comes to spouses.
It's fitting that coin is two-sided because that's often how we view money - you're either a spender or a saver. But often there's an unseen element to it. Take vacations for example. While my wife wants to go to Disney, Sandals, and who knows where else by now; I tend to view each of these as "That'll be $5,462.89. That one's $3,577.34, etc." But vacations and family time aren't a "net cost" as my tightwad self tends to view them. They're an investment in memories that we will cherish and build upon for lifetime.
Does this mean go drain your savings account or blow your potential stimulus check? Certainly not. But maybe it is time to consider a weekend getaway, a day off, or a few days at home with no chores to spend some quality time with your spouse and kids. Imagine the return on that investment.
#MoneyMonday
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